HBA was designed to improve the lending ratios in the real estate market after the down-turn that began in 2008. My experience as a Credit Professional was greatly impacted by my ability to showcase why credit education and cohesive team-building was necessary for anyone to buy a home with previous credit challenges. Real Estate can only be sold when loans can be approved for any buyer in most instances. Buyers even in todays market are still miss-informed, afraid, frustrated, and have distrust and disdain for the traditional lending experience. HBA was designed to enhance the overall impact on all parties involved in preparing a buyer to acquire a home.
The program is more streamlined way to assist a new or repeat home buyer have a more cohesive and coordinated home buying experience. HBA is in essence the new revolutionary way to service clients in challenging credit and financial situations irregardless of their banking relationship.
We anticipate with the new stringent and more complex lending criteria in the wake of Covid-19, Consumers can still get the much needed assistance to move forward with their home buying goals knowing the strategic effort and team approach will enhance their overall experience and outcomes.
